Records from the Insurance Research Council, an independent, nonprofit research organization, show that at least than 29 million drivers in the U.S. drive without insurance. Carrying car liability insurance is mandated in all U.S. states, except in New Hampshire where there is no such mandate and drivers may just deposit securities or money with the state treasurer as an alternative to purchasing a car insurance policy.
Proof that they have car liability insurance is required of drivers whenever they: renew their driver’s license; register their car; get pulled over by a police officer; or cause an accident. Failure to prove that they are covered can result to suspension of their driver’s license and driving privileges and may be required by the court to file an SR-22, which usually lasts for three years and require an additional fee on top of the insurance premiums that drivers need to pay.
Car insurance companies, however, add in too many factors that make car insurance policies too expensive for millions of drivers. Factors such as age, driving experience, the type of car driven, number of miles traveled in a year, distance from residence to workplace, past traffic violations, and so forth, are things that can affect cost of insurance premium. In fact, millions of drivers and car owners are actually paying premiums that are twice as much as what they need to pay. And while there are firms that offer possible reductions in premium cost, drivers will never be informed about these unless they ask or press their agents to have their premium reduced.
Drivers and car owners can have good insurance deals though, without having to pay more than they should. Free online car insurance quotes are provided by independent car insurance companies, like Insure on the Spot, which offer as many as a dozen quotes, to allow drivers to compare and find the best, yet cheapest policies. There is no easier, faster and more convenient way to compare insurance quotes and shop for one than by going online and allowing your chosen independent insurance firm to assist you in all the procedures of finally getting insured.
According to the website of the legal team at Crowe & Mulvey, LLP, vehicular accidents affect millions of people in the United States every year. In fact, a statistics provided by the Association for Safe International Travel revealed that 2.35 million are left injured or disabled following a road crash annually, and approximately 37,000 people are killed. Along with the growing need for the use of automobiles in our everyday lives comes the doubling of the risk and danger to the safety of the people. We are all aware of the most common causes of car accidents—drunkenness, distractions, speeding, recklessness, and overall negligence. So, what about the least obvious factors that contributes to a crash?
When it comes to weather conditions, black ice, or clear ice, proves to be dangerous to drivers on the road. Black ice is the presence of a thin coat of ice on the road. While it isn’t colored black, the transparency of the ice often tricks the naked eye, and drivers mistake it for black road. Its invisibility may lead to the skidding of the vehicle due to the loss of force, and it may eventually lead to an accident.
Another less obvious cause of a car accident is potholes. When a vehicle drives over a pothole, there is a tendency of losing control because of the sudden change in the movement. The tires may also be torn apart when driving over potholes.
The lack of anticipation is also a problem for drivers. Knowledgeable drivers should always be anticipative of multiple vehicles in front and at the back. The focus should not solely be on the vehicle in front, since there may be cases where adjustments should be made. For example, a vehicle, which is two cars away from yours, made an abrupt stop and the cars behind it were tailgating. Now, those three cars have higher chance of crashing onto each other, but if one is anticipative and observant, it provides more time (even a few seconds) to think about the situation and what to do next in order to avoid an accident.
Needless to say, there are many other factors that lead to car accidents. More often than not, there is always someone at fault, and if you find yourself in a similar situation, it might be best to seek the help of a personal injury lawyer.
If you are ill or suddenly require immediate medical attention, you are then put under the care of medical professionals whom you entrust to take care of your needs. You should not be expected to do much of anything except try and heal from whatever affliction you may be battling while the medical practitioners around you do their jobs.
Should a medical practitioner who is supposed to be treating you fail to serve in accordance to a certain standard of care then they can be held liable to a case of medical malpractice.
According to the information given through the website of Wilson & McQueen, PLLC, personal injury is the legal term used in order to describe any injury that has been dealt upon a person through an act of negligence, either willfully or ignorantly made. This injury can be in a physical, emotional, or mental form – such as through disorders like post-traumatic stress disorder or something of the like.
According to the website of Crowe & Mulvey, LLP, medical malpractice fits the that bill, which is why it falls as a subset of this particular branch of the law. It is also often one of the more complicated cases since the lawyers who handle these kinds of cases must not also have excellent knowledge of legal terminologies regarding these circumstances but must also argue competently with medical jargon in order to properly represent their clients’ case.
Sometimes, these procedures can take a long time and have many stressful complications that you, as a patient or the representative of the patient, don’t want to deal with. If you are suffering with a malady and were improperly treated, your sole responsibility to try and heal and recover while those who can care for you then take care of these matters for you.
This is the 21st century. Technological advancements in the fields of medicine are getting better and better every day. There are even some illnesses that were thought to be fatal before but are just as treatable as the common cold now, thanks to modern medicine and medical devices that are used for the benefit of the patients. There are, unfortunately, some dangers to these new innovations though.
For example, laparoscopic surgical procedures are often plugged whenever they are possible as it can be greatly beneficial for everyone involved if this kind of procedure were to be done instead. It involves a minor incision and, thanks to the given device, should offer a sturdier and more precise procedure than one made by a human hand. However, using an example through the cases stated in the website of morcellator lawsuit attorneys with Williams Kherkher, some devices used for these procedures (such as morcellators) can have the unfortunate side effect of causing or triggering cancerous growth within the patient.
Other dangerous side effects can also include cases involving drugs. In the same website, there have been claims that a drug meant to treat mental disorders such as schizophrenia or bipolar disorder have caused increased maladies such as gynecomastia, diabetes, cardiac arrest, or even demineralization in bones.
Medication and medical devices like these, ones that are meant to aid and even cure patients who are sick, need to be held accountable for the negative side effects that could do more apparent harm than the good they were designed to do.
Accidents happen on the road on a near daily basis and, of course, there are usually people who are injured because of this. There are people who are hurt and there are people who are then made to pay for it – and these two groups of people are not necessarily mutually exclusive. There are, however, some myths about driving while intoxicated (DWI) myths that you should know about in order to protect yourself, should you be in a situation where legal help is necessary.
Firstly, DWIs are not the leading cause of fatalities in car accidents. In fact, in the percentage of car accidents that happen per year, about 30% of the fatalities are due to alcohol-related incidents. Both speeding and distracted driving make up higher percentages of car accident fatalities. Accidents on the road are difficult and are no laughing matter, of course, but some evidence of alcohol is not enough cause to come to such a conclusion. A single drink will not compromise most people of legal drinking and driving age, though the combination of the two is not recommended.
Secondly, the police do take the “anything you say” speech quite seriously. Sometimes, they can and will genuinely use what you do during the test for DWI against you. Cooperation is recommended during these routine examinations.
Thirdly, the alcohol tests are not foolproof. Some people, if found through a breathalyzer test or a blood test that they are “above the legal limit”, immediately surrender to the case and can be criminally convicted as DWI cases are serious criminal offenses. According to the information offered through the website of the Law Offices of Richard A. Portale, P.C., your case needs to be properly and justly examined before a final verdict can be pronounced. Has the breathalyzer that was used during the examination been routinely prepped and checked for accuracy? Was the blood taken refrigerated?
Any Dallas DWI attorney would tell you that you people facing these accusations are innocent until proven guilty. It is your right to be given a fair and just examination and trial, as the consequences of criminal convictions are permanently life changing and, in most cases, quite dire.
It may seem like a stretch but filing of bankruptcy as a solution to your financial situation doesn’t necessarily mean the end of the world. For many people, it was filing for bankruptcy that gave them the avenue and opportunity to rebuild their credit history with a clean slate. The term bankruptcy has often been associated with failure or as “the end of the line” option but in actuality, it is a viable option that can do more good in the long run.
For example, according to the information available in the website of Ryan J. Ruehle Attorney at Law, LLC, filing for Chapter 7 Bankruptcy can make those aggressive creditors cease with the practically harassing phone calls that demand you pay up the debt. A lot of people have claimed anxiety over phone calls and this can only be amplified if you think that it’s a call from another creditor, demanding you pay with money you have yet to have. If you file for bankruptcy, there’s a certain freedom that you can have as you begin to start over with more reasonable credit.
However, bankruptcies like Chapter 7 are ones that require a certain type of test in order to determine if this step is the best and most logical step for you to take. After all, if everyone could solve their problems with bankruptcy – would we all? But this kind of bankruptcy is available only to those who qualify after they take the means test. If their financial situation fits the bill, it is only then that their circumstances could even begin the procedures that it takes.
It can seem like a daunting task but asking a professional for help in these matters can save you a lot of heartache and stress in the long run.
The thing about healthy relationships is that for them to work, both parties need to be willing and wanting participants.
Fights and disagreements are inevitable parts of a relationship, of course, but sometimes there are differences about the other person that simply cannot be reconciled. Perhaps your partner has a psychological issue that you didn’t know about and were not prepared for or maybe your partner is psychologically or physically abusive? Maybe the reasons aren’t so much like that but it just isn’t working out and you would both be happier, better apart – an amicable separation? (Yes, those happen too.) Well, perhaps considering divorce can be the best option for both parties.
However, as information on the website of Arenson Law Group, PC, backs up, it may not be as easily straightforward as all that. The legal procedures that involve divorce can become complicated, especially if there are discrepancies between the two parties or if there are assets that need to be fairly separated or children who then need to be involved with things like custody and visitation rights. Some divorce cases are more difficult than others due to instances of violence or abusive behavior, by which it is then recommended for you to immediately distance yourself and your children from the abusive presence. In all cases, divorce litigation can be a long and delicate process that needs to be carefully approached.
If you are thinking of getting a divorce, it would be the most recommended course of action to go to a reputable attorney who is experienced with procedures like this. To discredit Amelia Pond and Rory Williams in the episode “The Asylum of the Daleks” of Doctor Who, it takes more than just a signature on a page for a married couple to suddenly become “not married”.
It does not, however, have to be as complicated as time travel and space adventures to settle a divorce – all you need is the right kind of help to help smooth things along.
The very definition of a personal injury lawsuit can be difficult to pinpoint exactly as, from a shallow perspective, there is quite a wide circumference of situations that it covers. So let’s break it down to the basics.
In information gathered through the website of the Law Offices of Crowe & Mulvey, LLC, personal injury is thought to be the acceptable legal terminology that involves any incident that results into the injury of an innocent’s person. The situation can change based on so many situations – was the incident born out of accidental or intentional negligence, was there criminal intent, what kind of injury has the victim suffered as a result of the incident – and this can make the ruling rather difficult.
In order to know if you have a personal injury lawsuit in your hands, you must consider every variable possible. Technically speaking, posts on the website of the Chris Mayo Law Firm indicate that a simple accidental slap on the face that caused a small cut could be considered personal injury. After all, there is injury involved and the direct fault from another party. But personal injury cases are commonly sought out due to the debilitating consequences that the incident presented the victim.
If someone has suffered from an injury like this, the repercussions usually transcend above and beyond the expectations and can make more than just the victim suffer. Alongside medical expenses that may be necessary, there may also be disabilities or fatalities that need to be properly addressed within the context of the case. There are also several different subsets of personal injury including the likes of medical malpractice, eighteen-wheeler truck accidents, premises liability, among many others.