Records from the Insurance Research Council, an independent, nonprofit research organization, show that at least than 29 million drivers in the U.S. drive without insurance. Carrying car liability insurance is mandated in all U.S. states, except in New Hampshire where there is no such mandate and drivers may just deposit securities or money with the state treasurer as an alternative to purchasing a car insurance policy.
Proof that they have car liability insurance is required of drivers whenever they: renew their driver’s license; register their car; get pulled over by a police officer; or cause an accident. Failure to prove that they are covered can result to suspension of their driver’s license and driving privileges and may be required by the court to file an SR-22, which usually lasts for three years and require an additional fee on top of the insurance premiums that drivers need to pay.
Car insurance companies, however, add in too many factors that make car insurance policies too expensive for millions of drivers. Factors such as age, driving experience, the type of car driven, number of miles traveled in a year, distance from residence to workplace, past traffic violations, and so forth, are things that can affect cost of insurance premium. In fact, millions of drivers and car owners are actually paying premiums that are twice as much as what they need to pay. And while there are firms that offer possible reductions in premium cost, drivers will never be informed about these unless they ask or press their agents to have their premium reduced.
Drivers and car owners can have good insurance deals though, without having to pay more than they should. Free online car insurance quotes are provided by law firms like Habush Habush & Rottier S.C. ®, which offer as many as a dozen quotes, to allow drivers to compare and find the best, yet cheapest policies. There is no easier, faster and more convenient way to compare insurance quotes and shop for one than by going online and allowing your chosen firm to assist you in all the procedures of finally getting insured.